Mortgage Rates Today, October 16, 2025
Mortgage rates are likely to respond to political and economic news due to the lack of economic data caused by the government shutdown.
The average mortgage rates for October 15, 2025, were as follows:
- 30-year fixed rate mortgage: 6.28%, a decrease of 0.01% from the previous day
- 15-year fixed mortgage rate: 5.35%, up by 0.01%
- 30-year FHA mortgage: 5.59%, having dropped by 0.05%
- 30-year jumbo mortgage rate: 6.63%, reflecting no change
Important economic data, such as the retail sales report and the producer price index, will not be released due to the government shutdown.
Investors are highly sensitive to news that affects or reflects on the performance of the economy.
Author's summary: Mortgage rates are influenced by political and economic news.
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